Terms of Service

Margin is a business management tool for freelancers and independent professionals. It allows you to track projects, clients, time, and revenue. The Service is provided on a software-as-a-service basis via the web.

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time. Where we make material changes that adversely affect you, we will provide at least 30 days' notice by email.

You must be at least 18 years old and capable of forming a legally binding contract to use the Service. By registering, you confirm this.

You are responsible for:

• Providing accurate registration information and keeping it up to date.
• Maintaining the confidentiality of your password. You must not share your account credentials with any other person.
• All activity that occurs under your account, whether authorised by you or not.

You must notify us immediately at [YOUR CONTACT EMAIL] if you become aware of any unauthorised use of your account.

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:

• Use the Service in any way that violates applicable law or regulation, including data protection law.
• Attempt to gain unauthorised access to any part of the Service, its servers, or any systems connected to it.
• Introduce viruses, malware, or other harmful code.
• Use automated means (bots, scrapers) to access or extract data from the Service without our prior written consent.
• Resell, sublicense, or otherwise commercially exploit the Service or any part of it without our written authorisation.
• Impersonate any person or entity or misrepresent your affiliation with any person or entity.

You retain full ownership of all data you enter into the Service, including client information, project details, and time entries ("Your Content"). We claim no intellectual property rights over Your Content.

You grant us a limited, non-exclusive licence to store, process, and display Your Content solely to the extent necessary to provide the Service to you.

You are responsible for ensuring that any personal data you enter about third parties (such as your clients) complies with applicable data protection law, including having a lawful basis for storing and processing that data.

You can export all your data at any time and delete your account and all associated data via the Settings page.

Our collection and use of personal data is governed by our Privacy Policy, which forms part of these Terms. By using the Service you agree to our Privacy Policy.

Where you store personal data about your own clients through the Service, you act as the data controller and we act as your data processor. We process such data only on your instructions and in accordance with our Privacy Policy.

The Service, including its design, code, trademarks, and all content we have created, is owned by or licensed to us and is protected by copyright and other intellectual property laws. Nothing in these Terms grants you any rights in the Service itself beyond the limited licence to use it as described herein.

We aim to provide a reliable Service but do not guarantee uninterrupted or error-free availability. The Service is provided on an "as is" and "as available" basis. We may carry out scheduled maintenance from time to time and will endeavour to do so outside peak hours.

We are not liable for any losses arising from unavailability of the Service, except to the extent such liability cannot be excluded by law.

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no warranty that the Service will meet your specific requirements or that results obtained from using it will be accurate or reliable.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.

To the maximum extent permitted by applicable law, our total aggregate liability to you under or in connection with these Terms, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, shall not exceed the greater of (a) the total fees paid by you to us in the 12 months preceding the claim, or (b) £100.

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, loss of data, or loss of goodwill, even if we have been advised of the possibility of such damages.

You may terminate your account at any time by deleting it via Settings → Delete account. Upon deletion, all your data will be permanently removed within 30 days.

We may suspend or terminate your account immediately if you breach these Terms, if we are required to do so by law, or if we reasonably believe your use poses a security risk to the Service or other users. Where feasible, we will give you notice before doing so.

On termination for any reason, your right to use the Service ceases immediately. Clauses 4, 6, 8, 9, 11, and 12 survive termination.

We may update these Terms from time to time. We will notify you of material changes by email or prominent notice within the Service at least 14 days before they take effect. Your continued use of the Service after that date constitutes your acceptance of the revised Terms. If you do not accept the changes, you must stop using the Service and delete your account before the effective date.

These Terms are governed by the laws of England and Wales. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales, except that we both retain the right to seek injunctive or other equitable relief in any court of competent jurisdiction.

If you are a consumer resident in another jurisdiction, you may also be entitled to the protections of local mandatory consumer law, which these Terms do not affect.

For any questions about these Terms, contact us at [YOUR CONTACT EMAIL].